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The best budget smartphones with NFC support: what to choose for contactless payments

This content has been automatically translated from Ukrainian.
If you want to use contactless payments via your smartphone but are not ready to spend a lot of money on a flagship model, there are plenty of budget smartphones on the market that support NFC https://elmir.ua/ua/cell_phones/. These devices allow you to easily and quickly pay in stores, top up transport cards, use wallet services, and perform other NFC operations. In this material, we will look at which characteristics to pay attention to and select the most interesting available options.
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Why is NFC important in a budget smartphone?

Contactless payments have become common not only in large cities — they are convenient everywhere. NFC allows:
  • to pay with your phone in stores, cafes, and transport;
  • to quickly share contacts and files between devices;
  • to connect your smartphone to other devices (for example, trackers or contactless locks);
  • to work with electronic tickets and passes.
It is especially important that NFC in the budget segment is no longer a rarity: manufacturers are increasingly installing this technology even in affordable models. But NFC alone is just one characteristic: to get the most benefit from a smartphone, it is worth considering other parameters as well.

What to look for in a budget smartphone with NFC

Having NFC in a smartphone is not enough. Also pay attention to the following points:
1. Support for Google Pay / Apple Pay.
For contactless payments, always check that the smartphone supports popular services such as Google Pay (Android). Apple Pay is only available on iPhone, but most budget offerings are on Android.
2. Power and memory.
Even budget phones with NFC should have enough RAM (at least 4 GB) and a fast processor to work with payment apps, banking services, messengers, and social networks without lag.
3. Battery.
A smartphone with a large battery (from ~4000 mAh) will allow you not to worry about charging throughout the day of active use, including payments, navigation, and music.
4. Display and camera.
While these parameters are less critical for NFC, a good display and camera make using the smartphone more enjoyable overall.
5. Updates and security.
It is important that the manufacturer supports OS updates — this ensures safe operation with payment data and new standards.

Examples of good budget smartphones with NFC

Below are approximate categories of budget models worth considering. 
Affordable options for everyday use
These are phones with basic performance, NFC, and sufficient autonomy. They are suitable for calls, messengers, social networks, music, and contactless payments.
  • 2–4 GB of RAM — for comfortable operation of several apps simultaneously.
  • 6.1–6.6 inch screen — pleasant for multimedia.
  • 4000–5000 mAh battery — for a whole day of active use.
First of all, these are Ulefone, MaxCom, Blackview, Doogee, ZTE phones.
Mid-range with a balance of power and price
These models often have better cameras, bright displays, and more memory, making them versatile for work, study, and entertainment.
  • 3–6 GB of RAM.
  • Mid-range processors.
  • Good autonomy and NFC for payments.
Among such gadgets are the Redmi Note smartphones, Samsung A series, Poco, as well as models from Blackview, Doogee, ZTE.
Smartphones with additional "perks"
Within the budget segment, you can find phones that offer increased display brightness, faster charging, or larger storage capacity — all of which add comfort without significantly increasing the price. These are mostly fresh models from Xiaomi, Samsung, Realme, etc.
Screenshot 2025-12-23 at 11.26.20.png

Tips before buying

Here are a few tips before purchasing a gadget:
  1. Check the list of supported NFC systems in the specifications (Google Pay, Samsung Wallet, etc.).
  2. Read reviews and tests of cameras, batteries, and performance — it is important to understand how the smartphone works "in real life".
  3. Compare prices and configurations — sometimes for a similar amount you can get better parameters.
Budget smartphones with NFC support are a smart solution for those who want to conveniently pay for purchases without a wallet, use public transport, and comfortably work with apps. Today, even affordable models offer functionality that was once only available in more expensive devices. Choose a smartphone with a good battery, sufficient memory, and stable support for payment services — and your budget device will become a reliable assistant in everyday life.
If you have any further questions, dial the short number 428 (free from mobile) or call: 093-00-00-428, 067-00-00-428, 095-00-00-428, 057-728-38-48. You can also use the Telegram bot https://t.me/ElmirUAbot to contact a manager.
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